Tax cheat Tori Spelling is distraught over her financial misery —

because she can no longer afford to pay for monthly Botox and filler treatments!

“It’s crazy! It doesn’t occur to her that she’s got a newborn and four other young mouths to feed,” a source snitched.

“Worrying about how to get hold of money for Botox is so twisted.”

Even worse, Tori and husband Dean McDermott’s money issues don’t seem to be improving,

but only getting worse!