By Amber Goodhand - Breaking Celebrity News News Editor

Real Housewives of New Jersey stars Melissa and Joe Gorga are selling their massive mansion, and Breaking Celebrity News has exclusively learned it's because they can't afford the mortgage payments.

"Melissa and Joe are in way over their heads. Joe owes a lot of people money. They have the house on the market because they can't pay the mortgage now that the interest rate on it has exploded," a source close to the couple reveals.

"They are portraying a life they that they really didn't live prior to the show. Melissa likes to drop name brands now and has become very arrogant. Joe loves the fact that Joe Giudice has financial issues, yet he's in the same boat!"

According to the insider, before Melissa and Joe were signed to appear on the hit Bravo show, they were living in a more modest half-million dollar 3-bedroom, 2-bathroom home — but decided to move into the Montville Township mansion to fit in with the other wealthy cast members, which they've now listed for $3.8 million.